Article: CENTRAL BANK OF OMAN REDUCES INTEREST RATES ON PERSONAL LOANS.

MUSCAT, March 31 Asia Pulse - The Central Bank of Oman (CBO) has decided to reduce the ceiling rate of interest on personal loans to be sanctioned/extended by licensed banks from 1st April 2003 from 12 per cent to 11 per cent p.a.

The objective of the CBO pacing a ceiling on the maximum interest rate is to prohibit banks charging very high interest rate on personal loans. Banks are expected to compete within the ceiling. Banks should also keep their personal loan portfolio within 40 per cent of total credit general to private and public sectors.

The CBO had reduced the ceiling rate on personal loans from 13 per cent to 12 per cent p.a. in the beginning ...

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