Article: The Philadelphia Inquirer Home Real Estate Column.

By Alan J. Heavens, The Philadelphia Inquirer Knight Ridder/Tribune Business News

Apr. 6--In case you haven't noticed, fixed mortgage rates are on the way up -- not dramatically, but up just the same.

Should you worry?

Well, in the short term, perhaps you should worry a little, especially if you are a first-time home buyer with no financial flexibility for whom low rates make a purchase affordable.

In the long term, probably not. Mortgage rates are like a roller-coaster ride that never ends -- they go up, they go down, and they level off for a bit, they go up, they go down. ...

What causes mortgage rates to do this? ...

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