Article: Chips, Fedwire: Rivals Team on Continuity Plan.(the 2 major payments networks become partners in developing disaster-recovery plans )

Despite a history of direct competition, two major payments networks have become partners in developing disaster-recovery plans and are working together on ways to serve as backups to each other in case one becomes unavailable.

Chips and the Federal Reserve Board's Fedwire are both real-time settlement systems with multilateral netting capabilities. Many banks use both networks, but the two face off directly, particularly for the transaction settlement business of the largest U.S. depository institutions.

That competition continues, but a tandem effort that dates back to the late 1990s, when companies were planning for Y2K conversions, has the Chips and ...

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