Article: Retirement Planning

RETIREMENT PLANNING

The vast majority of individuals and couples in the United States can look forward to their retirement that period later in life when they are no longer working full-time and are supported by financial resources accumulated during their working years. The average retirement age in the United States, based on data from the 1998 Survey of Consumer Finances, is 62.7 years. At this age, in 1998, life expectancy in retirement for an unmarried male was 16.4 years; while for an unmarried female life expectancy at this age was 19.8 years; and for a married couple it was 23.9 years. This means that the typical American needs to be able to fund spending needs for about ...

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