Article: Federal Reserve System, United States

Federal Reserve System, United States

JUDSON KNIGHT

Created by the passage of the Federal Reserve Act in 1913, the Federal Reserve System serves as the central bank of the United States. Commonly known as the Fed, it conducts monetary policy for the nation by exerting direct influence on the money supply, interest rates, and the purchase of government securities. It is the means by which federally issued currency and coinage reaches financial institutions, which receive these through the 12 Federal Reserve district banks located in various major cities throughout the United States. The Fed also sets the interest rate at which it loans money to member financial ...

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