Article: Credit card debt increases, consolidation may not be the answer

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(Kaleidoscope) (U-WIRE) BIRMINGHAM, Ala. -- According to recent statistics released by Nellie Mae, a national provider of student loans, at least 83 percent of college students now have at least one credit card. That's a 24 percent jump since the study done in 1998.

Nellie Mae publishes their annual report on student credit card use to underscore the importance of educating college students on future credit debt.

"It is interesting to note that while 54 percent of freshman students own a credit card, only 23 percent have a student loan, which is much less expensive and often considered a more positive investment in one's future," said Nina Prikazsky, vice ...

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