Article: Another View: Protect Credit Card and Credit

Curtis, Emory
Sun Reporter, The
11-15-2001
ANOTHER VIEW: Protect Credit Card And Credit

Do you have a credit card? I'll bet you do. A credit card is almost a
necessity in this economy. You can't even rent a car from Enterprise, the
cheapest car rental agency around, without a credit card. Plain cash won't
do.

Every time you use a credit card, you are getting an unsecured loan from
the firm that issued the card. That firm depends on you to repay the loan,
plus interest. There is no collateral for them to take if the loan is not
repaid.

That's why only applicants with a decent documented credit history --
borrowed money and paid it back -- can get credit cards with a decent
credit limit and a ...

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