Article: Credit Card Holders to Be Warned of Lists; American Express Collects, Sells Buying Habits Data

In a settlement that could become a model for privacy protection across the country, American Express Co. agreed yesterday to inform its 20 million card holders that it tracks their buying habits to compile marketing lists that it sells to other merchants.

In its agreement with the New York state attorney general's office, the giant credit card company also said it would make clear to card holders that they may "opt out" of such lists.

The settlement underscores how, to an ever-increasing extent, computers allow lenders and merchants to collect information about their customers, and potentially use it for purposes other than simply tracking a transaction for billing purposes. The legal ...

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