Article: Borrowers Predicting Mortgage Rates Based on the Fed's Rate Adjustments May be in for Unpleasant Surprises

To: REAL ESTATE EDITORS

Contact: Rosalie Berg, Strategic Vantage for Mortgage Market Guide, +1-305-971-5352, PR@StrategicVantage.com

HOLMDEL, N.J., Nov. 8 /PRNewswire/ -- Each time the Federal Reserve (the Fed) cuts interest rates, borrowers converge upon their mortgage representatives expecting lower interest rates. Unfortunately, they find that mortgage rates often rise after the Fed cuts rates, and those who have held off on refinancing or locking rates thinking a Fed rate cut will reduce mortgage rates, are actually faced with higher rates than before the Fed's rate reduction.

"Consumers who are looking to get the best mortgage rates need to understand that the Federal Reserve can only ...

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