Article: Late payments increase for home equity loans

WASHINGTON, D.C. (AP) - Late payments on home equity loans climbed to a 1-year high in the opening quarter of this year, while delinquencies on credit card bills fell, painting a mixed picture of how people are managing their debt.

The American Bankers Association, in its quarterly survey of consumer loans, reported today that late payments on home equity loans rose to 2.15 percent in the January-to-March quarter. That was up sharply from 1.92 percent in the final quarter of last year and was the highest since the late summer of 2005.

"There are still signs of consumer financial distress, which will continue throughout most of this year as the worst of the housing problem works its way ...

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