Article: Lump-Sum Option Lives

Many of the 300,000 to 400,000 retirement-age federal workers will pull the plug this year if Congress abolishes the popular lump-sum pension payment option.

In 1987, more than 48,000 retirees took $1 billion in lump-sum payments. Although they were identical to the retirees' previously taxed pension plan contributions, the government said only a tiny portion of each lump sum represents the retiree contribution. As a consequence, retirees in 1987 paid more than $300 million in taxes on their lump-sum checks.

Many budget cutters see the lump-sum option as a drain on the federal retirement program. They would like to plug it up this year.

The option has been available since mid-1986. ...

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