Article: Survey: Loan Delinquency Rates Reach 10-Year Low

Mortgage loan delinquency rates have reached their lowest level in almost 10 years, according to a national delinquency survey by the Mortgage Bankers Association of America. The overall delinquency rate for the first quarter of 1989, at 4.61 percent, has fallen about 1 1/2 percentage points from its peak of 6.07 percent in the first quarter of 1985.

The survey showed that delinquency rates declined for both conventional and Federal Housing Administration-insured loans during the quarter, while remaining essentially unchanged for VA loans.

For conventional loans, nearly 40 percent of the overall decline occurred in the most serious problem loan category, those loans that are more than ...

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