Article: $75 Billion Taken Out in Equity Loans

Home equity loans, enjoying a boom in popularity because of changes in the tax law, now account for more than $75 billion of total consumer debt, a government study has found.

The Federal Reserve, conducting its first comprehensive look at the new consumer credit lines, found that some 3 million homeowners have home equity loans and that three-fourths of all existing loans were taken out in the past two years.

The Fed found that the most prevalent use of the home equity loans, reported by 53 percent of all borrowers surveyed, was to pay off other debt, mainly credit card debt or ...

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