Article: Money market and bond funds may be more risky than you think

SCORES of investors in money-market and bond funds - theoretically safer bets than equities - could be assuming more risk than they think, according to Standard & Poor's.

The ratings service claimed the low interest-rate environment was encouraging some fixed-income managers to take on more risk to try to add yield.

Many fund managers were switching from gilts into corporate bonds and, to a lesser extent, more sophisticated structures, such as credit derivatives, resulting in the potential for greater risk and volatility, S&P said.

High yield funds that invest more than 50 per cent of their assets in sub-investment grade securities have seen a surge in asset size over the past five years ...

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