Article: DOLLAR-COST AVERAGING IS BEST CHOICE FOR MOST INVESTORS

The last five years have been good to dollar-cost averagers. Not only have they made money, but they've done so when many investors have lost.

While this result won't hold true in all markets, dollar-cost averaging remains a good way for investors to moderate risk and make market dips work for them.

Dollar-cost averaging is a fancy term for something you might do now. It's the steady investment of money -- such as a certain amount per paycheck -- over time. Most folks who participate in a 401(k) or other retirement plan through work automatically do this. A portion of their paycheck goes into their 401(k) each pay period. The money buys investments that will grow and that they can cash in ...

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