Article: J.P. Morgan Chase Agrees to Buy Bank One; $58 Billion Stock Swap Would Create a $1.1 Trillion Entity Rivaling Citigroup

J.P. Morgan Chase & Co., the nation's second-largest bank, has agreed to buy Bank One Corp. in a stock swap valued at $58 billion, the companies announced yesterday.

The merger, which is subject to approval by shareholders and regulators, would create a $1.1 trillion bank that would rival Citigroup, the world's largest financial institution, in retail and corporate banking -- and in asset size.

J.P. Morgan, which operates in only four states -- New York, New Jersey, Connecticut and Texas -- would gain a foothold in more than a dozen additional states by buying Chicago-based Bank One. The deal would give it retail outlets throughout the Midwest, as far south as Florida and as far west as ...

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