Article: Northern Rock bolstered by sale of equity release portfolio

Northern Rock is to make its first repayment of the 26bn of emergency loans it has racked up with the Bank of England after agree-ing to sell its Lifetime portfolio of equity release mortgages to the investment bank JP Morgan for 2.25bn.

The sale proceeds, to be paid in cash, will immediately be handed over to the Bank of England to reduce the size of Northern Rock's funding position.

The sale of the Lifetime business yesterday is the most positive development for the mortgage bank since it was plunged into crisis in September. The book of equity release loans, mortgages secured on elderly homeowners' properties, represents around 2 per cent of Northern Rock's assets, raising the hope that ...

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