Article: Riches to rags ; (1) Rosie Johnston grew up in this London home, now worth Pounds 12 million. Today she can't afford to rent a one-bedroom flat. Here she contemplates a life of missed opportunities(2) 'Filling out income support forms wasn't part of my boarding school timetable ... I always thought I'd end up in a honeysuckle covered rectory'

STANDING in the rain outside the Twickenham Citizens Advice Bureau, I'm trying to look "street". There are a couple of Polish immigrants, an old man with no teeth and a lady in a headscarf who is staring at an invitation to a Tatler party at the Ritz sticking out of my pocket. Blimey, I think. Should I make a joke about the things you find in Oxfam coats? The long bus ride to this CAB started in Holland Villas Road, W14, where I was born to a life full of opportunity and privilege. I was always a bit of a dreamer, though; I never felt as if I was playing with a full deck in the real world. School was a boarding establishment for girls in Russell and Bromley shoes.

Filling out income support ...

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