Article: The Truth about Money: Some money markets not as safe as usual in 2007

Given the recent turbulence in the market, it's appropriate to review 2007. I'm not referring to the stock market. I'm talking about the money market.

Money markets consist of two breeds: money-market accounts, which are offered by banks and are FDIC-insured, and money-market funds, which are offered by mutual-fund companies and are not FDIC- insured. It is the latter that has our attention and that is the focus of this update.

Money-market funds hold $3 trillion of the $11 trillion in assets in the mutual-fund industry, according to the Investment Company Institute. Consumers favor money-market funds because it's easy to transfer money between them and your mutual funds, and they generally ...

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