Article: Can a credit card company foreclose on your home?

uestion: My sister-in-law has asked us to borrow $5,000 to pay her credit card bill. She told us that the credit card company won't accept monthly payments of $100 and are going to foreclose on her house if she doesn't pay the full amount. This doesn't sound right to me. Credit card companies are usually willing to make arrangement for payment. Can such companies foreclose on your home?

-- KATHY

Answer: The simple answer to your question: No. In general, a credit card company cannot foreclose on a home. If the company is truly threatening your sister-in-law with foreclosure of her home, then she should let it know that threatening an action that it is not seriously going to pursue is not ...

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