Article: Q&A with Mike Cecere, founder of Colorado's Innovative Financial Management

Longtime Colorado Springs resident and financial planner Mike Cecere says that there are two stories about debt in this country. There's the negative story about soaring credit card debt, about $900 billion in card balances, and about one-in-ten cardholders who carry a balance of more than $25,000 on their cards.

And then there's the positive story of Americans who are facing reality and trying to do better.

Cecere's advice to clients is straightforward. The best way to manage your finances is to track your spending and make plans to reduce or eliminate your debt.

"This is a simple concept," said Cecere, "and not always easy to do when life gets busy -- but it's the best way to help you ...

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