Article: San Jose bankruptcies lead Bay Area

This month, nearing $1 million in debt, the veteran real estate agent and San Jose father of three filed for Chapter 13 bankruptcy.

"I have taken upward of 25 phone calls a day from creditors," he said. "When you have 25 people grinding on you day after day, it takes a toll."

Arthur can add himself to the list of 5,941 people who filed for bankruptcy in the San Jose division of U.S. Bankruptcy Court from July 2007 through June 2008. Of the four Bay Area bankruptcy courts, San Jose's -- which oversees Santa Clara, Santa Cruz, San Benito and Monterey counties -- posted the highest increase in bankruptcies -- 69.7 percent -- over the 12 previous months.

Once, job loss, massive medical bills or ...

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