Article: Americans borrow more in November; Where's the slowdown?: Federal Reserve says consumers are buying at a 10.2% clip

WASHINGTON (AP) - Americans borrowed money more freely in November, at the fastest pace in three months, as they made heavy use of credit cards and financed autos and other personal items on credit.

The Federal Reserve said Monday that consumer credit increased by a larger-than-expected seasonally adjusted $12.9 billion in November, or 10.2 percent at an annual rate.

Many analysts expected borrowing to grow more slowly in November on the belief consumers were growing more cautious, the result of less confidence in the economy, the stock market's volatility, slowing job growth and higher energy prices. All these factors tend to make people less inclined to spend.

"The death of consumer ...

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