Article: Motoring: WHICH CAR? - `I want big-car comfort from a small car' SHEENA DONALD has been a company car driver for 20 years. The time has come for her to replace the company Rover 75 and she is considering taking the cash option. With good transport links, she now wants a smaller car that will cover only around 6,000 miles. However, Shona is used to big car comfort and equipment levels and wants to spend around pounds 200-pounds 300 a month or pounds 12,000.

CASH OR company car is a dilemma facing many motorists and there is no easy answer because every individual has a different set of circumstances. As a general rule, you ought to consider keeping the company car if you are still going to rack up a large annual mileage and if the sums don't add up. If the amount you are offered does not make it worth your while to go to the hassle of organising your own set of wheels and you are happy with the tax bill, then fine. Indeed, if you have a patchy driving record making insurance difficult, or trouble getting finance, those are more reasons to stick with a company car.

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