Article: RBS to offer current account mortgage

ROYAL Bank of Scotland is planning to launch its own branded version of the Virgin One account, one of the first current account mortgages.

RBS, which also owns NatWest, plans to launch the account this summer. The move into current account mortgages comes more than three years after Virgin One was launched as a 50/50 joint venture between RBS and Virgin Direct.

As its name suggests, Virgin One's current account mortgage is a home loan that also operates as a current account. Borrowers pay in their salary each month and the money is used to offset the outstanding mortgage balance.

Interest is calculated on a daily basis, while customers are also given the choice to overpay or underpay. They ...

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