Article: Scope for switching in drawdown reforms New rules for income drawdown plans will make them less restrictive, says Justin Harper

Changes to the rules governing income drawdown plans, originally expected to come into force on October 1, and then put off, have been delayed for a third time. The new rules will, among other things, remove one of the most irritating restrictions imposed on drawdown users at the moment - the inability to switch their fund to another provider if they are unhappy with its performance or administration.

The proposed changes will also allow investors with more than one drawdown plan to have them all reviewed at the same time, thus helping them to keep track of their various investments more easily. But the new rules are not now expected to come into force until April.

Income drawdown plans were ...

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