Article: Readers Speak Out on Insurance Fee Changes

We like to hear from our readers. From time to time the Federal Diary prints a "speak out" column featuring your thoughts. The Nov. 26 and subsequent columns on planned changes in the Blue Cross/Blue Shield standard option insurance plan for federal employees generated lots of comments.

Among the changes, patients will pay 100 percent of the cost of an operation by an out-of-network physician, up to $7,500 "per surgeon, per surgical day." Currently the rate is 25 percent of what the company sets for a procedure, plus any difference between that and the billed amount.

Here are some of the letters addressing the change.

More and more physicians are opting out of health-care plans, including ...

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