Article: GOOD QUESTIONS ; Savings bonds usually a safe bet

Q: I'm considering buying savings bonds as holiday gifts for my nieces and nephews. Are they a safe and worthwhile investment?

A: Savings bonds are guaranteed by the U.S. Department of Treasury and safe from today's financial turmoil. Although it might seem old-fashioned, giving savings bonds is a good way to teach kids about investing and could give them something to look forward to once they're older.

But it could become problematic down the road, as assets in a child's name could hurt his or her chances of qualifying for things such as college financial aid.

In most states you can buy gift savings bonds at banks and other financial institutions in amounts between $50 and $10,000. But it's ...

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