Article: Premium Bond holders suffer as interest cuts bite

Millions of Premium Bond investors have seen their chance of winning fall dramatically with cuts in interest rates having halved the total amount of available prize money over the past year, it was revealed today.

More than 20 million people own the Treasury-backed tax-free bonds.

Investors use the bonds like a savings account where money can be put in and withdrawn as desired.

"Interest" is decided by a monthly prize draw, with possible winnings ranging from Pounds 50 to Pounds 1 million.

The size of the prize fund is allocated as the equivalent of one month's interest on the total value of eligible bonds.

But the Bank of England base rate has been slashed three times in as many months, ...

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