Article: Housing bust hits hard in small North Carolina factory town

WEST JEFFERSON, N.C. (AP) -- When this Appalachian town's light- switch plant went dark, fortunes dimmed for Jeff and Amanda Ruegsegger, and hundreds of their neighbors.

No more Sunday lunches at the Mexican restaurant between morning and evening church: they now pack sandwiches. No more saving for retirement: they tapped Jeff's 401(k) to pay down a home-equity line of credit. The health insurance is gone, too, replaced by prayers that the Ruegsegger's and their two teenage children stay healthy.

"There's a feeling of worthlessness," said Jeff, a former tool- and-dye maker. A severance package is helping, but the lack of jobs could force the family to move.

In small towns like West Jefferson ...

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