Article: Can you cover 'high risk' drivers on the information superhighway? A specialist broker asks how it can assess potential customers fully as insurance speeds on to the internet

Back in 1968, when Tony Allen became the first employee of his father's insurance broking business, he persuaded his school friends to get their sports cars insured through him. This set the company on a road it has followed ever since.

These days, while 1 to 2 per cent of the business is in commercial insurance, the rest is in motor cover for people who would normally attract an increased premium: young drivers' people with high- performance or modified vehicles' people who live in inner-city areas with a high crime rate' celebrities, and so on. "We act as a clearing house for people with problems in the insurance industry," says Mr Allen, who is now chief executive for the A&A Group.

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