Article: Health care costs 'tug-o-war'

American workers -- fearful of losing their jobs -- are driving up health care costs.

A study by PriceWaterhouseCoopers predicts a 9 percent increase in health care costs nationally during 2010, slightly less than the 9.2 percent increase during 2009 and the 9.9 percent during 2008.

Despite the recent economic contraction, health care costs continue to outstrip both inflation and wage increases.

"People are using their health insurance now, because they think they might lose their jobs later," said Steve Berkshire, professor of health administration at Central Michigan University. "And people who have already lost their jobs are putting things off for too long -- and something that could be ...

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