Article: Mortgage aid program continues to move slowly as homeowners try to hang on

The Obama administration estimates that it's going to help as many as 4 million homeowners modify their loans. To date, "over 200,000" of these loan modifications have been offered, according to the Treasury Department. That leaves millions of homeowners waiting their turn.

Deborah Sherman, of Oakland, is somewhere in that queue. She says she applied for a loan modification through the government's program one day after it was announced March 4.

Initially, all she heard from Chase, her loan servicer, was: It could take as many as 90 days. Four months later, in a letter dated July 2, Chase wrote that it is "actively reviewing" the request and "will be following up within thirty (30) days of ...

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