Article: Job worries keeping consumers at home: ; Unemployment likely to reach 9.7%, analysts say

NEW YORK - Americans are looking past the stock market surge and signs of a stabilizing economy and focusing on something more personal - job worries.

Consumer confidence fell this month, the Conference Board said Tuesday, presenting a big obstacle for already hammered stores as they head into the critical back-to-school shopping season.

Vanishing job security and reduced work hours continue to plague shoppers, who are relying more on their paychecks as two previous sources of money - credit cards and home equity loans - have shrunk.

When the Labor Department releases its monthly jobs report next week, economists expect it to show unemployment climbed to 9.7 percent in July, up from 9.5 ...

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