Article: Layaway spike shows strain for consumers ; Many reserving back-to-school items at stores

NEW YORK - To gauge consumers' strain, look no further than the rows and rows of plastic bags awaiting layaway payments at Kmart. They are filled with back-to-school basics - not just T-shirts and jeans but notebooks, magic markers, and pencils.

It is unheard of for layaway rooms to be so packed at back-to- school time and for the packages to include relatively cheap school supplies.

A record number of shoppers, shut off from credit and short on cash, are relying on Kmart's layaway program to pay for all of their children's school needs, said Tom Aiello, a spokesman for Kmart's parent Sears Holdings Corp. Layaway allows shoppers to pay over time, interest-free, and pick up their ...

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