Article: A move against foreclosures ; Housing activists' bold tactics pressuring banks

Frances Louis last week lugged her belongings into an empty and unlocked three-story townhouse in Roxbury that she does not own nor rent, intent on taking over the bank-owned property and making a statement.

She claims to have a "moral" right to live in the newly renovated building on Cobden Street, a four-bedroom unit seized in June by a Wisconsin bank because the owner failed to make mortgage payments. It's one of many foreclosed and vacant properties in the neighborhood.

"Now is the time for banks to step up and help families instead of putting them out," said Louis, 41, who needed a place to live after losing her home in Mattapan to foreclosure. "There are all these vacant, empty places ...

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