Article: Youth no bar to racking up terrible credit

April is Financial Literacy Month. So why are we advocating that people - especially young people - get a better handle on their financial knowledge six months later?

The hard answer is that we might have to tell young people twice (or three or four times) to get them to pay attention. Don't believe it? Take a look at the 10 biggest myths most 14- to 21-year-olds think are absolutely true:

? At my age, I don't need to worry about credit.

? Bad credit won't keep me from getting a job.

? All credit cards are alike.

? All loan companies charge the same rates.

? The job of financial advertisers is to tell the truth.

? It's OK to bounce a few checks.

? It's OK to make the minimum payment on a ...

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