Article: U.S. Court of Appeals for the 2nd Circuit Case Summaries: October 7, 2009

Unfair Competition

Premium Mortgage Corp. v. Equifax Inc.

08-5317-cv

Appealed from the Western District of New York

Background: Plaintiff Premium Mortgage Corp. commenced this class action on behalf of itself and similarly situated mortgage lenders, bringing nine state law claims against several consumer credit reporting agencies, defendants Equifax Inc., Trans Union LLC, Experian Information Solutions Inc. and Equifax Information Services, LLC and Credit Plus Inc., an intermediate reseller of consumer credit information. The plaintiff's claims relate to the defendants' sale of mortgage "trigger leads" to third-party lenders. Trigger leads are generated during the process by which mortgage ...

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