Article: Tailoring the advice to suit the person

ONCE BITTEN, twice shy goes the adage. You can imagine then how skittish investors are as they battle their way through the second major downturn in a decade.

But, argues the investment management community, this is precisely the stage at which people should be looking to organise their investments to take advantage of an eventual upswing.

Despite the hoary tales from aggrieved investors nursing sizeable losses, there's no future for investment managers in carelessly channelling their clients into portfolios that either don't suit them or that are ill thought out.

The general starting point for investment or wealth managers is assessing the risk tolerance of potential clients. The trouble, ...

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