Article: As change threatens, small banks wield powerful lobby; CONCESSIONS BY LAWMAKERS Rally from Main Street against more oversight

Hundreds of small-town bankers had converged on Washington for their annual conference five months ago when Treasury Secretary Timothy F. Geithner, addressing them in the chandeliered ballroom of the Grand Hyatt, gave notice that the financial industry was about to change.

He offered them a glimpse of the Obama administration's plans to overhaul bank regulation, leaving them with the unsavory feeling they'd be facing more of it.

"He was very direct about the fact that this was a proposal that was going to be sweeping," recalled Chris Williston, president of the Independent Bankers Association of Texas. "That's when it started gearing up. We knew at that time we had a major battle on our ...

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