Article: Banks face huge market change

The global economic crisis could have a massive impact on the banking market in Northern Ireland. While the Big Four -- Ulster Bank, Bank of Ireland, First Trust and Northern Bank -- may all survive here, it is far from certain that they will remain the 'Big Four' over the coming years.

Last week's results from the Bank of Ireland underline the plight of many of the biggest banks.

It lost EUR 979m (Pounds 877m) in the six months to the end of September.

Not only this, but the European Commission is considering what conditions to impose as a result of Irish state support.

This could lead to restrictions on its activities in Northern Ireland.

Allied Irish, which owns First Trust, will soon ...

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