Article: A Financial 'Time Bomb'?

Since the 19th century, governments have tried to prevent financial panics, which led to economic slumps and depressions. In 1873 Walter Bagehot, editor of the Economist, published his landmark book "Lombard Street: A Description of the Money Market," which advised the Bank of England about how to stop bank runs. When the Federal Reserve disregarded his advice in the 1930s, the Great Depression ensued. Congress later enacted deposit insurance as another protection against panics. To the list of financial threats can now be added "derivatives" -- sophisticated securities that are used mostly by big investors (banks, insurance companies, corporations).

Just last week, legendary investor ...

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