Article: 30-Year Mortgages Dip to 5.82%

Rates on 30-year and 15-year mortgages declined for the second week in a row, offering more good news for the red-hot housing market.

For the week ending yesterday, the average rate on 30-year mortgages slid to 5.82 percent, down from 5.88 percent the previous week, Freddie Mac, the mortgage giant, reported Thursday in its nationwide survey of mortgage rates.

Rates on 30-year mortgages dropped to 5.21 percent, the lowest level in more than four decades, in the middle of June. Since then, rates on these benchmark mortgages have bounced up and down.

For 15-year mortgages, a popular option for refinancing, rates fell to 5.14 percent this week, down sharply from 5.24 percent last week.

Rates for ...

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