Article: HMO rates dip along with costs

When Illinois Bell's benefit director Jack Herron decided that health maintenance organizations covering his employees were costing too much, he decided to do something about it.

He called in consultant Jim Stansbury and told him his mission was to negotiate lower rates with HMOs.

By accepting the mission, Stansbury became a pioneer of sorts. Because federally certified HMOs are required to offer a rate based on the demographics of an entire community, they have always said they had little discretion over prices. They cannot offer First National Bank of Chicago a higher rate than they offer Continental Bank despite the differences in the amount of health-care services they consume. So ...

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