Article: Best credit cards

Ram Research USA, publisher of CardTrak, calls these the best credit cards available nationally. Cards selected as "best" offer reasonable credit lines and approval rates, in addition to bargain pricing. The pricing format is based on annual interest rate, annual fee and grace period (free-ride period on purchases before interest is charged). Best low-rate standard cards (for consumers carrying balances) Wachovia Bank (Wilmington, Del.)10.90% $39.00 25 days (800) 842-3262 Prime Bank (Elkhart, Ind.) 12.90% $20.00 None (800) 627-9159 AFBA Ind. Bank (Alexandria, Va.)13.00% None25 days (800) 776-2265 USAA Federal (Tulsa, Okla.) 13.75%None...

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