Article: Fixing fees in a free market

MYSTERIES of the free market (part 1): Newton Investment Management, a financial company, is about to relaunch an income-generating unit trust. It is traditional with such launches that, for a limited period, the company gives financial advisers the right to rebate to clients as much of the 5 to 6 per cent initial charge as they wish. Some brokers, including a firm called Chelsea Financial Services, like to give almost all of that amount back to their clients. Thus the firm gains new business and the investor gets a hefty discount. This, we are often told, is what a free market is allabout.

Except that, in this case, according to Money Marketing, a financial weekly, cut-price Chelsea is ...

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