Article: FDIC EXPECTS SIZEABLE CONTINGENT LIABILITIES FROM FAILED NORMAN BANK / UNINSURED DEPOSITORS WOULD BE PREFERRED CREDITORS IF ACQUIRED

Uninsured deposits of the failed First National Bank in Norman were not included in assets purchased by Liberty Nationa l Bank and Trust Co. of Oklahoma City, because the Federal Deposit Insurance Corp. forsees sizeable contingent liabilities in connection with the Norman bank, it was reported Monday.

The uninsured deposits totaled $508,000 in 85 accounts, the FDIC reported.

Since there is no federal depositor preference statute governing failed national banks, uninsured depositors would have become a preferred class of creditors against the Norman bank receivership, said Oklahoma Banking Commissioner Robert Y. Empie.

"If they pay off the uninsured depositors," said Empie, "the courts have ...

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