Article: The changing shape of retirement

Seeing Grandma bag burgers at McDonald's or greet shoppers at Wal- Mart is no surprise, but having her do your taxes or handle your mortgage is not far off. It's the aging of America, and with fewer workers saving sufficiently for the future, the elderly likely will toil past traditional retirement age.

Though most Americans envision themselves with ample money playing golf or honing their Mahjongg skills after retirement, reality may be bleaker.

"Figures show Americans have only saved about one-third as much as they need to retire," says Jonathan Forman, a recent presidential appointee to the National Summit on Retirement Savings in June. "It could be unpleasant for a lot of people." He'd ...

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