Article: As Fed raises rates, other costs will climb; Home equity loans, credit cards affected

As Fed raises rates, other costs will climb

Home equity loans, credit cards affected

When the Federal Reserve raised interest rates last week, one ripple effect was to make home equity lines of credit -- which consumers have flocked to over the past few years -- a little more expensive.

The rate increase also is expected to nudge up the cost of using a credit card for people who don't pay off their entire balance each month.

A quarter-point boost may not seem like much at the moment, but it is the third such increase since June, and more are expected.

Most banks immediately responded to the Fed's decision to boost the federal funds rate last Tuesday by raising their prime lending rate a ...

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