Article: Do Seniors Need Life Insurance?; Family's Needs Should Be Weighed

Washington financial planner William G. Brennan has a wealthy client who insisted on buying a million-dollar life insurance policy when he turned 50.

"There was no economic reason for it. It was just personal. He wanted the policy to make sure that his family would have a large amount of money when he died," related Brennan.

Buying life insurance as you approach 50 is just that -- a personal choice depending on your own financial position and the future needs of your family, according to a number of financial planners in the area.

Jack Dolan, spokesman for the American Council of Life Insurance, said that buying life insurance depends "on your stage in life, not your age. If at ...

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